Opportunity Information: Apply for FR 6600 N 19
The Self-Help Homeownership Opportunity Program (SHOP) is a discretionary grant opportunity from the US Department of Housing and Urban Development (HUD) designed to expand affordable homeownership through self-help housing models that rely on both leveraged financing and substantial participant effort. Under this FY2022 Notice of Funding Opportunity (NOFO), HUD made up to $12,500,000 available nationwide, with an expectation of about 7 awards. The program is aimed at supporting innovative, geographically diverse homeownership efforts by national and regional nonprofit organizations and consortia, rather than small single-site projects.
Eligibility is limited to nonprofit organizations with IRS 501(c)(3) status (excluding institutions of higher education) and other eligible entities as described in the NOFO. Individuals cannot apply. A key structural requirement is that applicants must plan to use a significant portion of grant funds in at least two states, reinforcing the program's national or multi-state focus. SHOP awardees are also allowed to pass funds through to local nonprofit affiliate organizations to carry out the work on the ground, as long as those affiliates operate within the grantee's service area.
SHOP funds are tightly restricted to early-stage, enabling costs that make self-help homeownership projects feasible. Grant dollars may be used for land acquisition and infrastructure improvements, along with reasonable and necessary planning and administrative costs capped at 10 percent of the grant. Importantly, SHOP funds cannot be used for the actual construction or rehabilitation of the housing units; those vertical development costs must be covered through other leveraged public and private resources. To ensure cost discipline, the program sets a per-unit limit: the average SHOP grant spending for the combined costs of land acquisition and infrastructure improvements cannot exceed $15,000 per unit across the project.
The housing produced must meet clear affordability and quality expectations. SHOP units must be decent, safe, and sanitary non-luxury dwellings, and they must comply with applicable state and local building codes, ordinances, and zoning requirements. The homes must be sold to low-income homebuyers at prices below the prevailing market price, reinforcing the program's purpose of creating accessible ownership opportunities rather than market-rate housing.
A defining feature of SHOP is the required "sweat equity" model. Homebuyers must contribute a significant amount of labor toward developing the homes, and volunteer labor is also required. The sweat equity contribution cannot be mortgaged or otherwise restricted when the home is later sold, meaning the buyer's earned equity through labor is not supposed to be encumbered in ways that would undermine long-term benefit to the homeowner. This structure supports both affordability (by reducing certain costs through labor) and buyer investment in the success of the project and the community.
Administratively, the opportunity is listed as Funding Opportunity Number FR 6600 N 19 under CFDA 14.247, with a creation date of September 6, 2022. The original application closing date was November 7, 2022, with a deadline of 11:59:59 PM Eastern Standard Time. Overall, SHOP is best understood as a catalyst fund: it helps nonprofits assemble buildable sites and necessary infrastructure while requiring them to bring substantial additional financing and to implement a self-help homeownership approach that serves low-income households across multiple states.Apply for FR 6600 N 19
- The US Department of Housing and Urban Development in the housing sector is offering a public funding opportunity titled "Self-Help Homeownership Opportunity Program (SHOP)" and is now available to receive applicants.
- Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 14.247.
- This funding opportunity was created on Sep 06, 2022.
- Applicants must submit their applications by Nov 07, 2022 The application deadline is 115959 PM Eastern Standard time on. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
- Each selected applicant is eligible to receive up to $12,500,000.00 in funding.
- The number of recipients for this funding is limited to 7 candidate(s).
- Eligible applicants include: Nonprofits having a 501(c)(3) status with the IRS, other than institutions of higher education, Others (see text field entitled Additional Information on Eligibility for clarification).
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Applicants who have applied for this opportunity (FR 6600 N 19) also looked into and applied for these:
| Funding Opportunity |
|---|
| Fair Housing Initiatives Program Private Enforcement Initiative Apply for FR 6600 N 21 C Funding Number: FR 6600 N 21 C Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $425,000 |
| Fair Housing Initiative Program - Fair Housing Organization Initiative Apply for FR 6600 N 21 B Funding Number: FR 6600 N 21 B Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $1,875,000 |
| Fair Housing Initiative Program - Education and Outreach Initiative Apply for FR 6600 N 21 A Funding Number: FR 6600 N 21 A Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $1,300,000 |
| FY 2022 Section 202 Supportive Housing for the Elderly Program Apply for FR 6600 N 52 Funding Number: FR 6600 N 52 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $20,000,000 |
| FY 2022 Choice Neighborhoods Implementation Grant Program Apply for FR 6600 N 34 Funding Number: FR 6600 N 34 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $50,000,000 |
| Thriving Communities Technical Assistance Apply for FR 6600 N 85 Funding Number: FR 6600 N 85 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $3,000,000 |
| FY22 HOPE VI Main Street Grant Program Apply for FR 6600 N 03 Funding Number: FR 6600 N 03 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $500,000 |
| HUD FY2022 Healthy Homes and Weatherization Cooperation Demonstration Apply for FR 6600 N 62 Funding Number: FR 6600 N 62 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $1,000,000 |
| Housing-Related Hazards & Lead-based Paint Capital Fund Program Apply for FR 6600 N 68 Funding Number: FR 6600 N 68 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $5,000,000 |
| HUDRD - Hispanic Serving Institutions (HSI) Research Center of Excellence Apply for FR 6600 N 29G Funding Number: FR 6600 N 29G Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $4,000,000 |
| HUD's FY 2022 and FY 2023 Community Compass Technical Assistance and Capacity Building Program Notice of Funding Opportunity (NOFO) Apply for FR 6600 N 06 Funding Number: FR 6600 N 06 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $40,000,000 |
| GPD Case Management Grant Program Apply for VA GPD CM FY2024 Funding Number: VA GPD CM FY2024 Agency: Department of Veterans Affairs, Homeless Providers Grant and Per Diem Program Category: Housing Funding Amount: Case Dependent |
| Notice of Funding Opportunity (NOFO) for the Department's Fiscal Year 2022 Supplemental Comprehensive Housing Counseling Grant Program Apply for FR 6600 N 33 Funding Number: FR 6600 N 33 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $3,000,000 |
| Thriving Communities Technical Assistance Apply for PDR TCTA 22 001 Funding Number: PDR TCTA 22 001 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $3,000,000 |
| Fair Housing Initiatives Program - Education and Outreach Initiative for the American Rescue Plan Apply for FR 6700 N 78 A Funding Number: FR 6700 N 78 A Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $1,000,000 |
| FY 2022 Family Unification Program Notice of Funding Opportunity Apply for FR 6600 N 84 Funding Number: FR 6600 N 84 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $1,200,000 |
| Veterans Housing Rehabilitation and Modification Pilot Program Apply for FR 6700 N 39 Funding Number: FR 6700 N 39 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $1,000,000 |
| Lead Risk Assessment Demonstration (LRAD) Apply for FR 6600 N 86 Funding Number: FR 6600 N 86 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $3,000,000 |
| Lead Hazard Reduction Capacity Building Grant Program Apply for FR 6600 N 31 Funding Number: FR 6600 N 31 Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $2,500,000 |
| FY 22 HUDRD Grants for University-Nonprofit Partnerships Supporting Community-Engaged Research Designed to Address Homelessness Apply for FR 6700 N 29K Funding Number: FR 6700 N 29K Agency: US Department of Housing and Urban Development Category: Housing Funding Amount: $1,000,000 |
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